News & Resources


You may find these links useful to learn about Financial Planning and Wealth Management. If you’d like to be on our mailing list for Financial Planning and Wealth Management articles from Pacific Spirit, or have any other inquiries, please Contact Us.


2017 Federal Budget Commentary

March 29th, 2017

Finance Minister Bill Morneau’s second budget could be best described as a “treading water” budget. With the election of Donald Trump in the USA, and his plans to radically transform the US income tax system, the Liberal government has decided to stand put and wait for greater clarity on the Trump Administration’s tax policy changes. […]

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Our Philosophy

December 21st, 2016

As the year comes to a close, we thought that it would be of value for us to lay out for you, our valued clients, our thoughts on investing. Our experience has been that successful investing is goal-focused and planning-driven, while most of the failed investing we have seen was market-focused and performance-driven.  Another way […]

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2017 Income Tax Rates

The taxation of investments has a significant effect on retirement outcomes.  Tax “leakage” throughout your life can be managed to reduce taxes paid, maximize after-tax cash flow, and improve lifestyles. Pacific Spirit assists you and your family both during your income earning years and also your retirement years to reduce current taxation, shift income from […]

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Code of Ethics and Standards of Professional Conduct (CFA Institute)